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Question about transfer credit ECFMG.

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Hello! someone with any knowledge to this issue please help me to understand.

on Ecfmg booklet this is what is says about transfer credit.

"Additionally, for the purpose of ECFMG Certification, credits earned on or after January 1, 2008 that are
transferred to the medical school that awarded or will award your medical degree must meet all of the following
criteria:
 Credits must be transferred from one IMED-listed medical school to another IMED-listed medical school.
 Credits must be for courses taken at one medical school within seven years of the date of graduation at the
medical school that accepts the transferred courses.
 Credits must be for courses that were passed at the medical school at which the course was taken."

my medical classes started in January 2008, i transferred to windsor in 2009, due to financial reason i had to take some time off and i am planning to take step exam in feb or march in 2013 and i am hoping to graduate by december 2014 from windsor.
My question is, if i went over time limit,will I be ineligible to sit in step exam or i will not get certification? what happens to those who can not graduate on time due to any reason? i can not understand this rule so someone with any knowledge, please help, and what what can i do if i am unable to graduate on time and take more thn 7 years to graduate. Thanks

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